New Parents
Disability Insurance for New Parents
Are you wondering why "new parent" is listed as an occupation under the occupation-specific tab? It is an occupation! And a full time job! A great one at that.
But no, Disability Insurance providers will not write a policy on someone who lists there only occupation as a parent, with no income. Funny how one of the toughest jobs you have in life comes with no income!
The point here is…If you are expecting a baby, or are a new parent, you have a real need for Disability Income Insurance. Your family's income is used to fund your family budget, and now you are adding another person to that budget, a young baby that will contribute no income, only expenses. You have a need for income protection, to have a source of income coming in each month even if an injury or illness is preventing you from earning that income. That is the value of Disability Insurance.
So no matter your income or occupation, consider an individual Disability Income Insurance policy if you are expecting, or are a new parent, and you do not yet have coverage in place. Contact Chip to get started.
Expecting parents have many financial decisions to consider in addition to Disability Insurance. This can help.
Expecting / New Parents also have other financial needs...mostly a need to get their "financial house" in order as the baby arrives. Doing this gives you so much confidence, and drives away any sleepless nights worrying about your finances, as you have planned well. You can instead be sleepless caring for the baby!
We'd like to send you this free workbook, entitled "Baby, We Need to Talk..." in pdf format so you can read through anytime on your phone, computer or Ipad. The workbook gives lots of great advice and provides checklists for financial decisions to make in this most exciting time of your life. It is a short read and really helps you plan and prioritize.
Send us a quick note (email us at chip@chipmillard.com or send us a text at 919-357-6637) with your preferred email address and we'll send you a copy. If you have any questions that arise from the workbook, or from considering Disability Insurance, contact Chip and he'll be happy to answer your questions..
